HomeCalculus
U.S. home affordability: the full monthly payment and cash to close under each state's rules

What we built
HomeCalculus for the United States works out what a buyer can afford, the full monthly payment including taxes, insurance and PMI, and the cash to close, calculated from the buyer's state rules in US dollars. It covers every loan type, explains how buying with an agent has changed, and is independent: nobody pays it to steer buyers. Numbers are calculated rather than guessed, official sources are shown, every assumption is visible, and it is private by default. Built on Next.js.

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