HomeCalculus
Canadian home intelligence: affordability, cash to close, rebates and flip analysis in plain English
Affordability, cash-to-close, first-home rebate and flip calculators, with official sources shown.
Open the live site: homecalculus.ca, opens in a new tab
What we built
HomeCalculus Canada answers home-buying questions in plain English. A visitor describes their situation, for example income, savings and the city they want to buy in, and gets the numbers, rules and next steps: what they can afford, the cash needed to close, first-home rebates and benefits they may qualify for, and whether a flip pays. The platform covers buying, first homes, flips, neighbourhoods, calculators and learning resources, with sections for professionals. Every number is calculated rather than guessed by AI, official sources are shown, every assumption is visible, and it is private by default. Built on Next.js.
What HomeCalculus Canada is
HomeCalculus Canada is a home-buying intelligence platform built with a partner, not a client engagement. A visitor describes their situation, for example income, savings and the city they want to buy in, and gets the numbers, rules and next steps in plain English: what they can afford, the cash needed to close, first-home rebates and benefits they may qualify for, and whether a flip pays.
The platform's stated principles shape the build: every number is calculated rather than guessed by AI, official sources are shown, every assumption is visible, and it is private by default.
What the platform includes
The site is organized by the question a buyer has. Buying, first home and flip sections lead into calculators for affordability, closing costs and mortgage payments, and a 'can I buy it' flow that combines them. Closing-cost pages exist for every province and territory, because land transfer taxes, rebates and fees differ in each. A realtor-fees page explains agent costs, a neighbourhoods section covers where to buy, a methodology page shows how the numbers are produced, and a learn section holds the longer explanations. A professionals area serves agents and brokers, and users can sign in to save their work.
- Affordability, closing-cost, mortgage and flip calculators
- Closing-cost pages for all thirteen provinces and territories
- A methodology page that shows how every number is calculated
- Neighbourhood, first-home benefit and realtor-fee content
- A professionals area and user accounts
How it was built
HomeCalculus runs on Next.js and TypeScript around a dedicated calculation engine. The engine is deterministic: the same inputs always give the same outputs, and each output can show its sources and assumptions. AI is used to understand a question written in the visitor's own words and to explain a result, never to produce the figures. The Canadian and U.S. sites share the platform but apply each country's rules separately.
What a similar build costs
A calculator-driven platform like this is a web application and is quoted after scoping (Web Application, Quote). It runs on Redenn Dynamic or Pro Managed hosting because it needs a database and accounts. Smaller versions are common: a mortgage broker or realtor site with two or three calculators and a lead form is usually a Business Plus site (CA$799) with the calculators scoped as add-ons. Usage (AI, call minutes, SMS, email) is billed by each provider directly to your own account; none is included in our prices. Ask about a trial period to see your real usage first.
Prices are in Canadian dollars and exclude taxes. Any tax that applies is shown separately on your invoice.
This page describes one project. A similar site for your business is quoted in writing after a short call, and you can see your homepage design free before paying anything.
HomeCalculus questions
Is HomeCalculus a Redenn client?
No. It is a project built with a partner. We show it as our own work on a platform, not as a client endorsement.
Does AI produce the numbers?
No. A deterministic calculation engine produces every figure and shows its sources and assumptions. AI is used to understand a question and explain a result.
Why are there closing-cost pages for every province?
Because land transfer taxes, first-time buyer rebates and closing fees are set provincially and differ materially from one province to the next.
What would a smaller calculator site cost?
A broker or realtor site with a few calculators and a lead form is usually Business Plus at CA$799, with the calculators scoped as add-ons. A full platform is quoted as a web application. Prices are in Canadian dollars and exclude taxes. Any tax that applies is shown separately on your invoice.
Want something like this?
Tell us about your business and what you want more of. A written, fixed-price proposal follows within two business days.